Income of a disabled person is approximately 27% lower than their disability-free counterparts. If you became disabled today, would your savings be sufficient to meet your financial obligations and still allow you to maintain your current standard of living? Protection from lost income due to a disability can help you do just that.
Self-employed people are not eligible for group plans and not all workers are covered by Workers Compensation. Group Insurance plans available from employers only provide coverage while you work for that company. What happens if you change your career path? Will your earnings protection suffer?
Disability insurance can be tailored to your current needs and riders can be put in place to protect your future needs. Like life insurance the range of products available is astounding but that variety guarantees a fit for you. Let our representatives help you find the right one.